“In the end, credit cards are like life: they are what you make of them.”
Laura J. McDonald & Susan L. Misner
Frequently Asked Questions
Frequently asked questions about iPaymu Credit Card services



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How to activate your iPay Credit Card Service?
1. login to your iPaymu account
2. Click the SERVICE menu
3. Find CREDIT CARD Service and click ACTIVATE
4. Click DOWNLOAD FORM to download the application form
5. Complete the application form and UPLOAD the Application Form and the required documents, if it is completed, click PROCESS
6. We will process your request and get back to you -
Which credit card payments are accepted by iPaymu?
A credit card bearing the Visa & Mastercards. Apart from credit cards, this service can also process transactions from DEBIT CARDS bearing the Visa & Mastercards.
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Who can use the iPaymu credit card services?
Those who have iPaymu accounts are verified as merchants and both individuals and business entities.
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How much does the iPaymu credit card service cost?
iPaymu Credit Card service fees :
– 2,9% + IDR 1.5K / successful transaction.
*MDR: Merchant Discount Rate is a fee charged by the bank for each successful transaction. -
How safe is it to use your iPay credit card service?
Our security aspects consist of 3D Secure, PCIDSS Level 2, Verified By VISA, MasterCard Secure Code, J Secure, Safekey, SSL and FDS (Fraud Detection System) that can prevent fraud and misuse of credit cards.
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What must be prepared to be able to use the iPaymu credit card service?
– Complete the Application Form & Verification Document
– Website integration with iPaymu -
How long does the approval process for the iPaymu credit card service take?
iPaymu and also the Bank will process the entire verification within 7 working days. After the form & We have received the complete document
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How to integrate with the iPaymu credit card services?
How to integrate your website with iPaymu can be seen on the link https://ipaymu.com/api-collection
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Can merchants see transaction details?
Can. All merchants will get an accessible dashboard to monitor all
transaction.
Want a More Detailed Explanation?
Do not hesitate to contact us

