Privacy
& Security Policy

In order to provide the best service and avoid fraud, the Company has the right to ask you to provide your personal information and your bank account data. This privacy policy describes and / or explains the information the Company collects and how the Company uses that information.

The company takes the privacy of your personal information very seriously and will use your information only in accordance with the provisions of this Policy. The Company will not sell or rent your personal data or Company customer lists to third parties. However, there are limited circumstances where your information will be shared with third parties, under strict supervision, so it is very important for you to review this Policy.

This policy applies to all services provided in IPAYMU.COM. By accepting the Policy and Terms of Use in registration, you agree to the use and disclosure of your personal information as described in the Policy. Your personal information will be stored and processed on the Company’s server.

This Privacy Policy will always experience changes from time to time due to the addition of new services to IPAYMU.COM or whenever there are suggestions that the Company has received from Company customers.

If the Company will use or disclose your personal information materially differently from when we collected information, you have the choice whether or not the Company can use or disclose your information in new ways. Any material changes will be effective as soon as the Company updates the changes on the IPAYMU.COM website.

To open an IPAYMU.COM account, you must provide your Full Name, Company Name (if applicable), Address, Contact Telephone Number, website URL (if applicable), and e-mail address. This information will be indispensable for the Company to carry out the transaction process, issue a new password if you forget or lose your old password, protect you against fraud, and to make it easier for the Company to contact you regarding account management.

If you use IPAYMU.COM to send money to other people or request money from others, the Company will ask you to provide information relating to each transaction including the amount and email address of the third party.

The company also collects IP addresses for each computer or device you use to access your IPAYMU.COM account, to help detect possible cases of unauthorized transactions.

Due to the standard way of communication on the internet, when you come or leave the IPAYMU.COM website, the Company will automatically receive the IP address of the website from which you came and or your website will visit. We collect information on which pages on the IPAYMU.COM website that you visit, the type of browser you use, and when you access the IPAYMU.COM website.

“Cookies” are small data files that reside on your computer and enable the Company to recognize you as an IPAYMU.COM customer if you return to the IPAYMU.COM website using the same computer and browser. These cookies allow the Company to recognize you if you visit several Company sites/pages during the same session, so you don’t have to re-enter your password multiple times.

When a member sends a payment to someone or requests for payment from someone as an individual who is not registered as a member of the Company, the Company will request member information to submit to the Company the name and / or e-mail address of other parties.

The company collects, stores and processes your personal information on the IPAYMU.COM server to provide services and to process transactions, for customer services, to determine your eligibility to accept offers of products or special features, and to improve IPAYMU.COM products and services.

If you are a registered User, your username, name, transaction date will be displayed to customers of other Companies where you make payment transactions to them or to those who will make payment transactions to you through IPAYMU.COM. Bank account data and other financial information will never be disclosed to anyone.

The company will not sell or rent your personal information to third parties. The company will not share your personal information with third parties except under certain conditions which will be explained later, or with your permission. These third parties are limited by law or by contract to use information for secondary purposes beyond the information being shared.

The Company communicates with customers regularly by e-mail to provide the requested services, and the Company also communicates by email or telephone to resolve customer complaints or to investigate suspicious transactions.

The security policy covers the following matters: Information Security, Account Security, Accessing and Changing Account Information. iPaymu implements high-level data encryption to protect every financial interaction of yours.

The company handles customer information with high information security standards. The company limits access to your personal information only to employees who need it in order to provide the products or services to you. The company maintains physical, electronic and security procedures in accordance with government regulations.

In order to maintain the security of your IPAYMU.COM account, it is prohibited to publish the deposit account number. Verify your account immediately, and for merchants, perform Company Merchant Certification immediately. The company has the right to suspend Merchant accounts found to have published the Deposit account number.

If you have questions about the policy, please go directly to the FAQ page or the Contact Us page. Hacking: If you try to use the Company for purposes of interference or damaging security functions, your account will be deactivated and subject to criminal penalties.

• Do not directly click on links in emails that come from the Company without verification.
• Keep your computer’s security updated (anti-virus, firewall).
• Use a trusted computer and internet connection.
• Never tell your Password and PIN to others.
• Make changes to the pin and password regularly.

Existing materials and / or products are provided “as is” and without any warranty from the Company. The Company is not responsible for any specific or consequential damages resulting from the use or inability to use the material on the iPaymu.com site.