Terms &
Conditions
Terms and Conditions apply to accessing and using the iPaymu.com website and/or services.
The following Terms and Conditions apply to accessing and using the iPaymu.com website and/or services. By accessing any page of the website and/or using iPaymu.com services, you understand and agree to be bound by the applicable terms and conditions. If you do not agree to the terms and conditions, please do not access the website and/or use iPaymu.com services.
These terms and conditions are:
- iPaymu delivers notifications to you as a User, both personal User and Merchant, via e-mail general notifications on IPAYMU.COM, or by other methods that can be sent to the address you provided to iPaymu during registration.
- iPaymu reserves the right to make changes at any time regarding information, materials, functions, and/or content contained within the IPAYMU.COM website pages with or without prior notice.
For Users
iPaymu keeps deposit account number information (11790xxxxxxxxx) confidential and only notifies it via the User's email using a secret code to be opened by the User.
For Merchants
iPaymu reserves the right to close (suspend) any merchant account found to have lent/transferred VA and other payment methods provided by iPaymu to other parties without iPaymu's knowledge.
If a Merchant is proven to have lent/transferred VA and other payment methods, iPaymu will report such actions to the authorities as these actions violate iPaymu's Terms and Conditions as well as Article 378 of the Indonesian Criminal Code (KUHP) concerning Fraud and Deception.
Merchants are required to indemnify iPaymu against anything that occurs as a result of fraud and deception.
iPaymu accepts MLM and Income Opportunity vendors provided they meet the provisions in accordance with laws and regulations in Indonesia.
It should be noted that joining MLM or any income opportunity is done at your own risk. There are many legitimate opportunities on the internet, and each should be researched carefully before deciding to join. iPaymu will not offer refunds for these or any other purchases. These matters must be handled by the vendor.
iPaymu is authorized to request, from time to time, documents that are required and/or necessary to protect iPaymu's rights.
User Document Collection
- The User guarantees that every data/information in the document is correct. If found to be false, iPaymu reserves the right to freeze the respective transactions.
- All data consequences are the full responsibility of the User.
Merchant Document Collection
- General information (name, address, email, telephone).
- Additional information (ID card of Directors/Owner, Tax ID, business license, website, bank account).
- Information regarding internet transactions through our system.
- Ensuring the business does not violate Indonesian law.
- Ensuring the business is not fictitious.
- The business does not deviate from the initial agreement during verification.
- iPaymu reserves the right to hold funds if there is a transaction dispute for investigation.
- iPaymu reserves the right to request the Merchant to provide compensation for losses without an investigation process first if necessary.
User Prohibitions
- Users are prohibited from making changes to terms/restrictions in the agreement.
- Any form of harassment (email, chat, abusive language) is strictly prohibited.
Merchant Prohibitions
- Distribution of photos/content that is defamatory, abusive, or violates the law is prohibited.
- Self-transactions to obtain VA/QRCode are prohibited.
- Prohibited for illegal or unauthorized Trading/Forex businesses.
- Hacking or modifying security functions will result in account closure and criminal prosecution.
All content on the IPAYMU.COM website (text, graphics, code) is copyrighted by iPaymu. The iPaymu trademark has been registered since August 22, 2011, in the name of Riyeke Ustadiyanto.
Violations of Intellectual Property Rights (IPR) will be prosecuted both civilly and criminally according to applicable Indonesian law.
iPaymu does not guarantee the perfection of website materials/functions and disclaims responsibility for information errors. iPaymu also does not guarantee the performance of integrated third-party services.
- iPaymu is not responsible for transaction losses. All disputes are between you and the respective Business.
- iPaymu acts only as a payment processor and does not issue refunds if a product/service does not meet the vendor's promises.
- iPaymu is not responsible for illegal businesses or unauthorized trading/forex.
- Fraudulent activities are considered unlawful acts.
You agree to indemnify iPaymu for all losses, costs, and legal fees resulting from a violation of these terms or misuse of your account.
All official communication is conducted in writing to the email address: [email protected].
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