Akulaku Payments

Installments Without Credit Cards

Providing customers with instalment payment methods and increase conversion of your transactions.

Benefits for your Online Business

You can get various benefits by activating the Akulaku Credit Card Installment service

Quick Approval

Lightning quick approval up to 2.000.000 rupiah liquidated in 5 minutes!

Increase Transactions

Payment by AKULAKU will increase the volume of transactions because customers can make payments by instalments

Secure Transactions

Transactions are safe, registered and supervised by OJK


Procedures for the Akulaku Service

Boosting the flow of transactions due to the Akulaku Installment Payments without a Credit Card

Buy and Sell

Buyers make purchasing transactions on the seller’s website that has been integrated with iPaymu.

Buyers Choose Akulaku

After checkout, the buyer is directed to an iPaymu payment page and chooses Akulaku’s installment payment method.

Buyers are directed to Akulaku

Buyers are directed to the Akulaku page. If they already have Akulaku credit, the buyer logs into Akulaku. If they don’t have Akulaku credit then they can apply first.

Payment Received

Payments by customers are received by Akulaku and then forwarded / paid to the seller’s iPaymu account.

Transaction Successful

Akulaku transaction is complete, payment goes to the seller’s iPaymu account 100% of the value, minus the Akulaku transaction fee of 1.5% + 5000 / transaction.

Installment Payment

Installments will be billed directly to the Akulaku’s buyer credit.

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