Installments
Without Credit Cards
Boost your sales by offering flexible Akulaku PayLater installment options to your customers.
Activate in 30 Seconds
Business Benefits
Acquire more customers and increase your transaction volume. Let your buyers pay over time while you get paid in full.
Lightning Approval
Fast credit approval for customers up to IDR 2,000,000 in just 5 minutes!
Transaction Growth
Enable installment payments to attract customers who prefer flexible budgeting, significantly boosting conversion.
Secure & Regulated
Fully registered and supervised by OJK, ensuring a secure transaction environment for you and your customers.
How Akulaku PayLater Works
Streamlined installment flow to help you scale your business transactions.
Checkout
Customer selects products on your website and proceeds to checkout via iPaymu.
Choose Akulaku PayLater
After checkout, buyer selects Akulaku PayLater as the payment method on the iPaymu checkout page.
Login/Register
Buyer is redirected to Akulaku PayLater to log in or register for a credit account.
Payment Received
Payment is authorized by Akulaku PayLater and then forwarded to your iPaymu merchant account.
Transaction Success
Akulaku PayLater transaction complete. You receive 100% of the funds minus the transaction fee.
Repayment
The buyer pays their installments directly to their Akulaku PayLater credit account according to their plan.
Frequently Asked Questions
Questions about Akulaku PayLater Installments
Official Installment Partner
Need More Details?
Feel free to contact us for further assistance.
