iPaymu Referral Program

FAQ about iPaymu Referral Program

The following Terms and Conditions apply to participate in the iPaymu Menjulang Program – Developer Program. You understand and agree to be bound by the applicable terms and conditions. If you do not agree to the terms and conditions, please do not register for the Developer Program.



  • What is your iPaymu Towering Program?

    iPaymu Menjulang is a referral program built for Freelancers to monetize their work by earning a fee per successful transaction.

  • Who can join?

    We invite Developers, Bloggers, Youtubers, Influencers and Celebrities to become our partners. Grow with iPaymu and earn unlimited extra income.

  • Is this program FREE?

    Yes, FREE.

  • What are the benefits of being a Partner?

    1. You will get Realtime Commission
    2. You can make Withdrawals
    3. The commission you get can be spent on the Viralmu by iPaymu Application (you can buy credit, electricity, PPOB and others)
    4. You can see all the details of the “commission” transaction on the iPaymu dashboard

  • What do I do after joining iPaymu Menjulang?

    1. After having a verified iPaymu account, immediately join the iPaymu Menjulang Program by clicking the activate button on your iPaymu dashboard.
    2. Share the link to your prospective Merchant. You can share the link to social media and you will get a realtime commission, terms and conditions apply.

  • When do I get the Commission?

    Commissions will be automatically credited to your iPaymu account after the Website/Online Store/Application that you have successfully acquired has made at least 5 transactions the first time.



The following Terms and Conditions apply to participate in the iPaymu Menjulang Program – Freelancer Program:
You understand and agree to be bound by the applicable terms and conditions. If you do not agree to the terms and conditions, please do not register for the Freelancer Program.

  • Program validity period

    The program is valid from October 1, 2019 – October 1, 2022.

  • Merchant Confession

    A recognized merchant is a merchant who registers for your iPay account via the Freelancer / Developer link.

  • Transaction Acknowledgment

    – Recognized transactions are transactions from newly integrated merchants starting from the program date.
    – Recognized merchant transactions are merchant transactions through iPaymu with the following payment methods:
       1. VA CIMB Niaga
       2. VA Bank Artha Graha
       3. VA BNI
       4. Independent VA
       5. Convenience store

  • Referral Limit to Merchant

    There is no limit to the number of merchants acquired by each Developer or Freelancer.

  • Transaction Commission

    – Commissions are automatically entered into the developer’s iPaymu account after the Website / Online Store has been acquired successfully, at least
       5 times the first transaction.
    – Fee sharing scheme:
       1. 0~100 transactions        : Fee Rp. 500,-/Transaction
       2. 101~300 transactions    : Fee Rp. 400,-/Transaction
       3. 301 transactions and above: Fee Rp. 300,-/Transaction
    *Transactions that are counted are transactions that enter through the Artha Graha bank transfer channel, Bank CIMB Niaga, BNI, Bank Mandiri, Convienence Stores (Indomaret, Alfamart, Dan+Dan, and Lawson)

  • Terms and conditions may change at any time, without or with prior notice.

    If you have any questions regarding the terms and conditions herein, please contact us at [email protected] or via WhatsApp Support iPaymu chat https://wa.link/609dqz



  • What are the requirements to become an iPaymu Partner?

    1. Photo / scan of ID card
    2. Selfie with ID card
    3. Front page of the account book showing the NAME and NUMBER of the account (must be the same as the name on the ID card)

  • How to register an account at iPaymu Menjulang?

    1. Go to the website https://ipaymu.team
    2. Click “Register Now”
    3. Enter your details. Name (according to KTP), email, mobile number and password.
    4. Tick on “User Consent” then click “Process”
    5. Open your registered email inbox and click the confirmation link sent to your email to activate your account
    6. Congratulations, your iPaymu Menjulang account registration has been successful

  • How to log in to your iPay account?

    1. Go to the website https://ipaymu.com
    2. Click the “LOGIN” menu
    3. Enter the email and password that was registered at the time of registration
    4. Then click LOGIN.

  • What if I forget my iPaymu account password?

    1. Click “Forgot Password” on the Log In page
    2. Enter the registered email
    3. Check your email inbox. You can also check in the Spam or Promotions folder
    4. Click the link

  • Why do I need to verify?

    Verification is required to withdraw funds from your iPaymu account

  • What are the verification steps?

    1. Log in your account (go to Log In to find out how to log in)
    2. Complete the required data (make sure the PIC name is the same as the account name)
    3. If you want to be registered as an iPaymu Menjulang Partner, “Business Information” can be left blank.
    4. Complete your bank account data. The name of the account holder must be the same as the name of the PIC used at the time of registration.
    5. Upload the verification document. If you don’t have a passbook, you can use the Internet/Mobile Banking screenshot showing your name and account number.
    6. Click “Process”
    7. Wait for a maximum of 2 working days (excluding Saturdays, Sundays, and National Holidays), you will be contacted via email whether the verification process is successful, failed or there are missing data.
    8. You can contact via email [email protected] or via WhatsApp by clicking the following link https://wa.link/609dqz to ask for your verification status

Want a More Information?

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